How Do I Set Up Two-Factor Authentication (2FA)? (Merchant Portal)

IN BRIEF
Effective June 19, 2023, all users must set up two-factor authentication (2FA) to access the merchant portal. 2FA adds an extra layer of security to your merchant portal account by requiring a verification code from an authenticator app during login.

Overview

Two-factor authentication (2FA) is required for all users accessing the merchant portal to help protect sensitive financial and personal data. This process uses an authenticator app—such as Google Authenticator or Microsoft Authenticator—to generate a secure, time-based verification code during login.

If 2FA is not set up, the System will prompt you to complete setup upon login. You will not be able to proceed into your account until setup is complete.

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Accessing the Feature

  1. Log in to the Merchant Portal.
  2. Select PROFILE.
    2fa_merchant-portal_01.png
  3. Select SECURITY.
    2fa_merchant-portal_02.png

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Step-by-Step Instructions

  1. From the SECURITY section, locate the Multi-Factor Authentication area.
  2. Select [Click to Setup Authenticator App]
    2fa_merchant-portal_03.png
  3. Follow the on-screen instructions to complete setup: 
    2fa_merchant-portal_04.png
    • Download an authenticator app (such as Google Authenticator or Microsoft Authenticator).
    • Scan the QR code displayed on the screen using the app.
    • Enter the six-digit authentication code generated by the app.
    • Select Verify to confirm setup.
  4. Once completed, a confirmation message will appear indicating the authenticator app was set up successfully.

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Additional Details

  • If you are unable to scan the QR code, you may manually enter the provided code into your authenticator app.
  • The authentication code refreshes periodically; ensure you enter the current code shown in your app.
  • Screenshots in the original guide (pages 2–4) illustrate the PROFILE, SECURITY, and setup screens, including the QR code and verification step.

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Troubleshooting & FAQs

  • What happens if I do not set up 2FA?
    • You will be prompted to complete setup during login and cannot access your account until it is finished.
  • Which authenticator apps are supported?
    • Apps such as Google Authenticator and Microsoft Authenticator can be used.
  • What if I cannot scan the QR code?
    • Use the manual entry code provided on the setup screen to add the account to your authenticator app.
  • Why is my authentication code not working?
    • Ensure you are entering the current six-digit code from your authenticator app before it expires.

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Need more assistance?

Customer support is available at 1-877-554-6776 Mon - Fri, 9 am to 9 pm (CT) and Sat, 9 am to 6 pm (CT).